Merciless Coronation Street loan shark Rick Neelan (Greg Wood) has Gary Windass (Mikey North) exactly where he wants him and as Sarah Platt (Tina OBrien) remains oblivious to the extent of his debt troubles and how deep he is in it with Rick, he becomes more panicked and guilty, fearing he will lose everything.
As he works on Mary Taylors (Patti Clare) guttering, he lies to her that more repairs are needed in a desperate bid to raise more cash. Later, Rick arrives and drives Gary to an assisted living complex for pensioners and tells him he wanrs to con gullible old people into signing up for high interest loans.
Gary is horrified at this prospect but realises that he seems to have no choice. With Rick watching from afar, Gary knocks on the door of an old lady, who leads him inside.
Later, Gary sees Rick targeting vulnerable Alex Warner (Liam Bairstow) in the street and he effortlessly persuades him to take out a loan, requesting his PIN number and passport details for repayments.
Gary later secretly tries to warn Alex but he has made his mind up and when Rick learns that he tried to put Alex off, he threatens the safety of Sarah and Harry if he doesnt play the game.
Garys heart sinks when he later sees that Alex has spent his money on an expensive necklace for Cathy Matthews (Melanie Hill). With everything getting on top of him, ary is reduced to a sobbing mess.